What is a Title Search?
A title search is a current copy of the Certificate of Title which shows the current owner, the land description and any dealings associated.
What is the Certificate of Title?
A Certificate of Title is an official land ownership record. You can order a copy of a Certificate of Title to find current ownership information for any property which is done through a Title Search.
Can I order a Title Search through the LPI?
As of July 2016, the LPI online shop no longer offers you the ability to purchase property information. As such, you will have to go through an information broker like InfoTrack. You can do so with your credit card here.
What is a deed reference?
A deed reference is the same as a Land Title, it shows who owns a piece of property and can include any covenants, easements or mortgages on the property also.
What does the Title Search include?
The title search includes the current owner of the property, the land description, the restrictions on the use of land, any covenants, easements and other equitable servitudes, any mortgages on title, any caveats that may be registered and the document by which the owner came to be on title.
What does the Title Search reveal?
The title search will advise if the seller has a saleable interest in the property, whether there are any restrictions on the use of the land and if any liens exist on the property which need to be paid off at closing.
Why do a Title Search on a property?
- To ascertain current owners
- To see if there is a mortgage registered on title
- To see if any caveats have been registered on title
- To see if the property is affected by or appurtenant to any easements, restrictions or covenants
Why do a Land Title Search?
Title searches will advise if the seller has a saleable interest in the property, whether there are any restrictions on the use of the land and if any liens exist on the property which need to be paid off at closing. Other land title searches include:
a. Historical Searches: to search the chain of events registered on a parcel of land
b. Street address searches: to ascertain title reference from Street address
c. Owner name searches: to find which properties are owned by individuals
How long does a Title Search take?
Most titles are instant searches and are available online.
When is a Title Search done when buying a house?
The vendor will disclose a copy of the title search in the contract, the purchaser (or their representative) will then ensure a Final search is ordered on the day of settlement to ensure there are no additional dealings registered on title prior to the property being transferred in their name.
When is a Title Search necessary?
The main reason why a title search would be necessary is to ensure there are no reasons why the title cannot be transferred from the current owner to the purchaser.
Title Searching with InfoTrack
InfoTrack is an approved Information Broker. With InfoTrack you are no more than two simple clicks away from ordering a Land Title Search online. Please visit our Titles, Plans and Dealings page for more information.